Приложения разработчика ATM | Investors' Association в Android Market

Sluggish Snail for kids (v. 7.0)

ATM | Investors' Association опубликовал приложение 2012-09-09
(обновлено 2012-09-09)

::: Beta Version :::
Improve brain health and performance.


Scientists have even tied eye-hand coordination and reflexes video-games to a greater ability to perform well on tests, at sports, and other visually demanding activities. Better attention can also improve the ability  to filter out distraction, thus increasing the performance in general tasks.

Sluggish Snail is a free educational and brain game designed by Portuguese Investors' Association for children of all ages (and adults too) to help your children (and you) increasing their (and yours) productivity at class/work and home.

Teach your kids about ordering numbers and help them to think more clearly and quickly, improve reaction time, and increase awareness with this simple, easy, fun and educational reflexes game.

............................................

Brain training produces real world benefits.

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HOW TO PLAY:

Click as fast as you can the numbers in ascending order (from least to greatest) or in descending order (from greatest to least), depending the sentence that you hear at the beginning of each level.

Notes:

1- Every time you touch the wrong number you have a penalty to score and the numbers are again distributed randomly. This stops the movement of numbers for a few milliseconds. If you click repeatedly the wrong number it will stops the movement milliseconds * n times.

2- If you touch the correct number behind or in front of another number, your choice is correct (because you touch the correct number) but is wrong too (because you also touched the wrong number). Try touching the correct number when it is isolated.

3- When the numbers are moving quickly, you have to be fast to touch them. Sometimes the numbers move so quickly, which gives the idea that you touched them when it is not true.

::: Please rating the game and considers that this is a beta version - Your feedback is very important to help us improve this and other applications :::

IQ Boost girls' names version (v. 2.0)

ATM | Investors' Association опубликовал приложение 2012-09-03
(обновлено 2012-09-03)

IQ Boost

Having a better memory can help you remember names, dates, locations, and recall important information more quickly and accurately.

According to a study published by the University of Michigan (USA), presented at the Association for Psychological Science (Washington), shows that playing “dual n-back” 20 minutes a day of 20 days, may actually improve the working memory (short term memory) and fluid intelligence. The memory task game helps to achieve better results in IQ tests since it increases the ability to reason and develop new problems.

“Fluid Intelligence refers to the ability to reason and to solve new problems independently of previously acquire knowledge” (Jaeggi, M.  S., et al., 2008)

The game "n-back", created by Kirchner, in 1958, is a memory task that encourages the use of "working memory", which has the ability to retain information in short-term memory in an active way, even before interruptions, distractions or interference.

IQ Boost, which is presented here, offers the "dual n-back", which allows display the auditory stimulus at the same rate as spatial stimulus, increasing the difficulty of the game. The difficulty may also be increased by increasing the game’s time and the number of n-previous.

The game, like was presented by the authors’ paper, is quite simple, basically consists of a memory test on a continuous performance task, in which the player saw two series (or only one) of stimuli that were synchronously presented at the rate of 3000ms per stimulus. One string of stimulus consisted of a auditory stimulus (category of animals)  whereas the other string of stimulus consisted of individual spatial locations marked on the screen. The task is to decide for each string whether the current stimulus matched the one that was presented n-previous in the series.

This mental exercise is great for children or adults who, when interrupted or distracted by something, have difficulty remembering what he they was doing.

Have fun while increasing your mental power ...

::: Before buying, try our free IQ Boost version :::

-------------------------
Screen Resolution 320x480
-------------------------

- A MESSAGE FROM THE DEVELOPER -

Dear all,

Recently, I had really problems with my short-term memory, and this my recent inability led me troubles to recall conversations that happened days, hours or minutes before, and sometimes I get confused when I watch TV, working in a paper, reading books, cooking or anything else that I needed to be focused and be reminded of what I was doing.

These sort of problems are called action slips (forgetting what I'm doing following an interruption) and retrospective memory problems (forgetting a detail about a past event). But I have prospective memory problems too, which includes forgetting to do something (failure to remember to close the door, feed the dog, post a letter, an appointment, etc.).

This memory failures during my daily activities, had begun to disrupt my quality of life, and making tasks at home and at work very difficult and painful.

I went to the doctor (psychiatrist) who told me that my problem was not Alzheimer's disease or another type of dementia, as I thought it was. In fact, according the psychiatrist, the problem was temporary and caused by stress.

A stressful life or a depression can affect our ability to store an recall memories and the mental processes are slowed, and the working memory is particularly affect.

In order to solve my problem without having to make extensive us of drugs, I started a better diet, walking a hour a day without any chance of being interrupted... and I studied others (technological) alternatives: I did some research and I read some working papers about these issues.

I was lucky to read an awesome scientific paper about the working memory and fluid intelligence, and based on this scientific study, published by the University of Michigan (USA),I built this app that helped me to regain my memory.

Kind regards,

OV

Stock Market | Altman Z-Score (v. 2.0)

ATM | Investors' Association опубликовал приложение 2012-09-03
(обновлено 2012-09-03)

NOW IT'S FREE: Altman Z-Score Trading Tools is financial application designed to help you to perform a financial statement analysis based on the Altman Z-Score model to predict the probability that a company will go into bankruptcy.

This trading tool allows:

☆ Store (save, load, and delete) your calculations to the internal memory or the SD memory Card for next time (useful to compare similar companies or a compare a company over different periods)
☆ Get help (SOS button) about each item needed for the calculations

About Altman Z-Score (source: Wikipédia):

The Z-score formula for predicting bankruptcy was published in 1968 by Edward I. Altman, who was, at the time, an Assistant Professor of Finance at New York University.

The formula may be used to predict the probability that a firm will go into bankruptcy within two years. Z-scores are used to predict corporate defaults and an easy-to-calculate control measure for the financial distress status of companies in academic studies. The Z-score uses multiple corporate income and balance sheet values to measure the financial health of a company.

Stock Market | Credit Default (v. 2.0)

ATM | Investors' Association опубликовал приложение 2012-08-27
(обновлено 2012-08-27)

Will your country default on debt?


A country's or company's Credit Default Swap (CDS) spread  is the cost (per year) for protection against a default on debt by a particular company or sovereign entity.

With this application, using the proper discounting and some basic probability math, we get the Credit Default Probability for a given country's or company's based on the CDS spread.

But the application does more:

In theory CDS spread should be closely related to Bond Yields Spread. Then, using the Yield on an n-year par Bond Yield on an n-year par Bond issued by the entity being analyzed, and the Bond Yield on an n-year par risk-less Bond, is possible estimate the closely CDS Spread and the Credit Default Probability.

This application was developed by Octávio Viana to Portuguese Investors' Association, based on the followings papers:

Blanco, R., Brennan, S., & Marsh, I., 2003 "An Empirical Analysis of the Dynamic Relationship between Investment Grade Bonds and Credit Default Swaps", Working Paper, Bank of England, May.

Deutsche Bank Research, "Valuation of a CDS contract in the real world case"

Duffie, D., 1996 "Credit Swap Valuation", Working Paper, November 6

Hull, J. & White, 2000 "Credit Default Swaps I: No Counterparty Default Risk", Journal of Derivatives, 8,1, Fall, 29-40.

Hull, J., Predescu, M. & White, 2004 "The Relationship between Credit Default Swaps Spreads, Bond Yields, and Credit Rating announcements", Working Paper, 2004, January

Litterman & Ilben T., 1991, "Corporate Bond Valuation and the Term Strucutre of Credit Spreads", Journal of Portfolio Management, Spring, pp. 52-64

Longstaff, F. A., Mithal, S. & Neis E., 2003 "The Credit Default Swap Market: Is Credit Protection Priced Correctly", Working Paper, Anderson School, UCLA, August.

DISCLAIMER OF WARRANTIES: Neither ATM and Octávio Viana guarantee the accuracy, integrity, completeness, or timeliness of the application or any results generated by it. Likewise, ATM and Octávio Viana hereby disclaim all warranties or conditions, express or implied, related to the app or the results provided by it, including, but not limited, to absence of viruses and damaging, any warranties or representation that the application will be error-free or that access thereto will be uninterrupted, that any errors or defects will be correctable or corrected. The application maybe is not compatible with any particular device, be sure if feet in your device before buy it.

Limitations of Liability: Your use of this app is solely at your own risk. Neither ATM and Octávio Viana shall have any liability (whether direct, indirect, incidental, consequential, special, exemplary or the like, including, but not limited to, investment losses or lost profits) to You or any other party arising in any way from your use of, or inability to use, the application.

No Advisory Relationship: You understand and agree that the ATM or Octávo Viana, including, but not limited to, the results that may be provided by the application, does not constitute “investment advice” of any kind or establish any sort of advisory relationship between You and ATM or Octávio Viana. You further understand and agree that ATM or Octávio Viana does not endorse or recommend any financial products that may be used in conjunction with the application.

Governing Law: This Agreement shall be construed under the laws of Portugal. You agree to the exclusive jurisdictions of the state or federal courts located in Porto, Portugal, for any claims or action arising in any way with respect to the application or this Agreement.

If you download the application you are agreeing to the terms and conditions in this Agreement.

If You do not agree to the terms and conditions contained in this Agreement, don't download the application.

Stock Market | DCF (lite) (v. 1.0)

ATM | Investors' Association опубликовал приложение 2012-08-12
(обновлено 2012-08-12)

Some features are disable in the lite version

Stock Market Fundamental Analysis Tool

Discounted Cash Flow Model (DCFM) is financial application designed to help you to estimate the attractiveness of an investment opportunity, analyzing the futures cash flows that a firm will generate for the investor (free cash flow) and discounts them at an appropriate rate to arrive at present value (concepts of time and risk value of money).

The DCFM takes in account the Oppotunity and Risk of the investment, and the Inflation over time using the Present Value concept.
Key Components of the DCFM

    Free cash flow (FCF) – Cash flow generated for the investor
    Terminal value (TV) – The value of an investment at the end of a period (when is expect that all future free cash flows stabilize at a constant growth rate in perpetuity.), discounted at an appropriate rate to arrive at present value
    Discount rate – The rate appropriated used to discount the estimated FCFs and terminal value to their present values - generally has a WACC (Weighted Average Cost of Capital).

This trading tool allows:

☆ Store (save, load, and delete) your calculations to the internal memory or the SD memory Card for next time (useful to compare similar companies or a compare a company over different periods)
☆ User to email a brief summary with the results of the DCFM.

"Price is what you pay. Value is what you get." - Ben Graham

This mobile application was designed to make your investment decisions easier, convenient and more profitable.

DISCLAIMER OF WARRANTIES: Neither ATM and Octávio Viana guarantee the accuracy, integrity, completeness, or timeliness of the DCFM application or any results generated by it. Likewise, ATM and Octávio Viana hereby disclaim all warranties or conditions, express or implied, related to the DCFM or the results provided by it, including, but not limited, to absence of viruses and damaging, any warranties or representation that the DCFM application will be error-free or that access thereto wil be uninterrupted, that any errors or defects will be correctable or corrected. The DCFM application maybe is not compatible with any particular device, be sure if feet in your device before buy it.

Limitations of Liability:  Your use of the DCFM is solely at your own risk.  Neither ATM | Investors' Associations and Octávio Viana shall have any liability (whether direct, indirect, incidental, consequential, special, exemplary or the like, including, but not limited to, investment losses or lost profits) to You or any other party arising in any way from your use of, or inability to use, the DCFM application.

No Advisory Relationship: You understand and agree that the ATM or Octávo Viana, including, but not limited to, the results and the summary that may be provided by the application, does not constitute “investment advice” of any kind or establish any sort of advisory relationship between You and ATM or Octávio Viana.  You further understand and agree that ATM or Octávio Viana does not endorse or recommend any financial products that may be used in conjunction with the DCFM application.

Investment in any security involves risk that, upon redemption, the security may be worth more or less than the original investment. You are strongly encouraged to seek assistance from a financial professional to determine suitable investment options for your risk tolerance and/or obtain each financial product’s prospectus (or its equivalent) prior to investing.

Governing Law:  This Agreement shall be construed under the laws of Portugal. You agree to the exclusive jurisdictions of the state or federal courts located in Porto, Portugal, for any claims or action arising in any way with respect to the DCFM application or this Agreement.

If you buy the application you are agreeing to the terms and conditions in this Agreement.

If You do not agree to the terms and conditions contained in this Agreement, don't buy the DCFM application.

Stock Market | DCF (full) (v. 4.0)

ATM | Investors' Association опубликовал приложение 2012-07-07
(обновлено 2012-07-07)

Stock Market Fundamental Analysis Tool


Discounted Cash Flow Model (DCFM) is financial application designed to help you to estimate the attractiveness of an investment opportunity, analyzing the futures cash flows that a firm will generate for the investor (free cash flow) and discounts them at an appropriate rate to arrive at present value (concepts of time and risk value of money).

The DCFM takes in account the Oppotunity and Risk of the investment, and the Inflation over time using the Present Value concept.
Key Components of the DCFM

    Free cash flow (FCF) – Cash flow generated for the investor
    Terminal value (TV) – The value of an investment at the end of a period (when is expect that all future free cash flows stabilize at a constant growth rate in perpetuity.), discounted at an appropriate rate to arrive at present value
    Discount rate – The rate appropriated used to discount the estimated FCFs and terminal value to their present values - generally has a WACC (Weighted Average Cost of Capital).

This trading tool allows:

☆ Store (save, load, and delete) your calculations to the internal memory or the SD memory Card for next time (useful to compare similar companies or a compare a company over different periods)
☆ User to email a brief summary with the results of the DCFM.

"Price is what you pay. Value is what you get." - Ben Graham

This mobile application was designed to make your investment decisions easier, convenient and more profitable.

DISCLAIMER OF WARRANTIES: Neither ATM and Octávio Viana guarantee the accuracy, integrity, completeness, or timeliness of the DCFM application or any results generated by it. Likewise, ATM and Octávio Viana hereby disclaim all warranties or conditions, express or implied, related to the DCFM or the results provided by it, including, but not limited, to absence of viruses and damaging, any warranties or representation that the DCFM application will be error-free or that access thereto wil be uninterrupted, that any errors or defects will be correctable or corrected. The DCFM application maybe is not compatible with any particular device, be sure if feet in your device before buy it.

Limitations of Liability:  Your use of the DCFM is solely at your own risk.  Neither ATM | Investors' Associations and Octávio Viana shall have any liability (whether direct, indirect, incidental, consequential, special, exemplary or the like, including, but not limited to, investment losses or lost profits) to You or any other party arising in any way from your use of, or inability to use, the DCFM application.

No Advisory Relationship: You understand and agree that the ATM or Octávo Viana, including, but not limited to, the results and the summary that may be provided by the application, does not constitute “investment advice” of any kind or establish any sort of advisory relationship between You and ATM or Octávio Viana.  You further understand and agree that ATM or Octávio Viana does not endorse or recommend any financial products that may be used in conjunction with the DCFM application.

Investment in any security involves risk that, upon redemption, the security may be worth more or less than the original investment. You are strongly encouraged to seek assistance from a financial professional to determine suitable investment options for your risk tolerance and/or obtain each financial product’s prospectus (or its equivalent) prior to investing.

Governing Law:  This Agreement shall be construed under the laws of Portugal. You agree to the exclusive jurisdictions of the state or federal courts located in Porto, Portugal, for any claims or action arising in any way with respect to the DCFM application or this Agreement.

If you buy the application you are agreeing to the terms and conditions in this Agreement.

If You do not agree to the terms and conditions contained in this Agreement, don't buy the DCFM application.

IQ Boost Free - brain game (v. 3.0)

ATM | Investors' Association опубликовал приложение 2012-06-03
(обновлено 2012-06-03)

How to Become More Intelligent Than You Are Now?

IQ Boost - training your working memory and improve your fluid intelligence

Having a better memory can help you remember names, dates, locations, and recall important information more quickly and accurately.

(please see the note at the end of the page and rating this free game)

What you can actually do to make yourself become more intelligent? Is there anything that can make you more intelligent or improve your brain's abilities?

For many years, neuroscientists thought there is any way to increase one's I.Q. as an adult. According to this scientific view, you can do puzzles, performance tasks, resolve problems and learn new things, but doing that you're simply to exercise your brain and not really become more intelligent - because this didn't happen.

But... Recent research shows that this may be wrong.

According to a study published by the University of Michigan (USA), presented at the Association for Psychological Science (Washington), shows that playing “dual n-back” 20 minutes a day of 20 days, may actually improve the working memory (short term memory) and fluid intelligence. The memory task game helps to achieve better results in IQ tests since it increases the ability to reason and develop new problems.

“Fluid Intelligence refers to the ability to reason and to solve new problems independently of previously acquire knowledge” (Jaeggi, M. S., et al., 2008)


The game "n-back", created by W. K. Kirchner, in 1958, is a memory task that encourages the use of "working memory", which has the ability to retain information in short-term memory in an active way, even before interruptions, distractions or interference.

IQ Boost, which is presented here, offers three variants of the "n-back", namely the "dual n-back", which allows display the auditory stimulus at the same rate as spatial stimulus, increasing the difficulty of the game. The difficulty may also be increased by increasing the game’s time and the number of n-previous.

The game, like was presented by the authors’ paper, is quite simple, basically consists of a memory test on a continuous performance task, in which the player saw two series (or only one) of stimuli that were synchronously presented at the rate of 3000ms per stimulus. One string of stimulus consisted of a auditory stimulus (category of animals) whereas the other string of stimulus consisted of individual spatial locations marked on the screen. The task is to decide for each string whether the current stimulus matched the one that was presented n-previous in the series.

This mental exercise is great for children or adults who, when interrupted or distracted by something, have difficulty remembering what he they was doing. The game is especially recommended for students or for people who have a profession that requires great concentration, attention and the use of short-term memory, such as accountants, auditors, computer programmers or traders of the stock market.

Have fun while increasing your mental power ...

::: Some features are not available in free version. :::


NOTE: Some players who don't know how to play this game and not try to learn how, has given a negative rating. Unfortunately, this notation is due to unwillingness to figure out how to play the game.

1- You only need to hit one or two buttons (eye or/and audio image button).
2- If you hit the center of the screen you return to home screen.
3- If you choose spatial mode you continue to hear the audio, but is not considered in scoring (the boys' names and girls' name version the sound is off when you choose spatial mode).
4- The game have 8 different sounds and 8 image positions like the original game, and not 9. Please see the working paper: http://www.pnas.org/content/early/2008/04/25/0801268105.full.pdf+html

IQ Boost - dual n-back task (v. 5.0)

ATM | Investors' Association опубликовал приложение 2012-06-01
(обновлено 2012-06-01)

IQ Boost

Having a better memory can help you remember names, dates, locations, and recall important information more quickly and accurately.

According to a study published by the University of Michigan (USA), presented at the Association for Psychological Science (Washington), shows that playing “dual n-back” 20 minutes a day of 20 days, may actually improve the working memory (short term memory) and fluid intelligence. The memory task game helps to achieve better results in IQ tests since it increases the ability to reason and develop new problems.

“Fluid Intelligence refers to the ability to reason and to solve new problems independently of previously acquire knowledge” (Jaeggi, M.  S., et al., 2008)

The game "n-back", created by Kirchner, in 1958, is a memory task that encourages the use of "working memory", which has the ability to retain information in short-term memory in an active way, even before interruptions, distractions or interference.

IQ Boost, which is presented here, offers the "dual n-back", which allows display the auditory stimulus at the same rate as spatial stimulus, increasing the difficulty of the game. The difficulty may also be increased by increasing the game’s time and the number of n-previous.

The game, like was presented by the authors’ paper, is quite simple, basically consists of a memory test on a continuous performance task, in which the player saw two series (or only one) of stimuli that were synchronously presented at the rate of 3000ms per stimulus. One string of stimulus consisted of a auditory stimulus (category of animals)  whereas the other string of stimulus consisted of individual spatial locations marked on the screen. The task is to decide for each string whether the current stimulus matched the one that was presented n-previous in the series.

This mental exercise is great for children or adults who, when interrupted or distracted by something, have difficulty remembering what he they was doing.

Have fun while increasing your mental power ...

::: Before buying, try our free IQ Boost version :::

-------------------------
Screen Resolution 320x480
-------------------------

- A MESSAGE FROM THE DEVELOPER -

Dear all,

Recently, I had really problems with my short-term memory, and this my recent inability led me troubles to recall conversations that happened days, hours or minutes before, and sometimes I get confused when I watch TV, working in a paper, reading books, cooking or anything else that I needed to be focused and be reminded of what I was doing.

These sort of problems are called action slips (forgetting what I'm doing following an interruption) and retrospective memory problems (forgetting a detail about a past event). But I have prospective memory problems too, which includes forgetting to do something (failure to remember to close the door, feed the dog, post a letter, an appointment, etc.).

This memory failures during my daily activities, had begun to disrupt my quality of life, and making tasks at home and at work very difficult and painful.

I went to the doctor (psychiatrist) who told me that my problem was not Alzheimer's disease or another type of dementia, as I thought it was. In fact, according the psychiatrist, the problem was temporary and caused by stress.

A stressful life or a depression can affect our ability to store an recall memories and the mental processes are slowed, and the working memory is particularly affect.

In order to solve my problem without having to make extensive us of drugs, I started a better diet, walking a hour a day without any chance of being interrupted... and I studied others (technological) alternatives: I did some research and I read some working papers about these issues.

I was lucky to read an awesome scientific paper about the working memory and fluid intelligence, and based on this scientific study, published by the University of Michigan (USA),I built this app that helped me to regain my memory.

Kind regards,

OV

SMS Auto Reply Pro (v. 4.0)

ATM | Investors' Association опубликовал приложение 2012-05-23
(обновлено 2012-05-23)

The SMS Auto Reply PRO is an awesome new SMS auto-responder that allows users to easily define reply messages to incoming SMS.

When enabled, it auto-responds to incoming SMS notifying the sender you will be available for contact in X time (update every second).

The user can manage all Auto-reply messages saves on the phone (create and save new ones or delete existing ones).

This is helpful for the trading hours, when the user is in the class or driving.

This will be the first release that allows the user to create a black and a white list to the contacts, and a black and white box list to the words.

This is a simple app exclusively to Android, but has rich and powerful features to manage and reply text messages from anyone.

Block options:
☆ Block reply messages for a list of numbers in the Black List.
☆ Block reply messages for a list of words in the Black Box.

Exception options:
☆ Reply sms for a list of numbers (White List)
☆ Reply sms for a list of words (White Box)

Forwarding options:
☆ Forward sms to another number
☆ Forward sms to twitter

Location options:
☆ Reply sms with you geolocation (address and coordinates) in the end of the message

Quick access
☆ Turn on/off auto reply
☆ Turn on/off timer
☆ Turn on/off [auto reply] message
☆ Turn on/off black and white lists
☆ Turn on/off signature
☆ Speech-to-text
☆ Pop-up incoming sms
☆ Intuitive menus gives the user all the information needed only when it's needed.

SMS Auto Reply (away message) (v. 2.0)

ATM | Investors' Association опубликовал приложение 2012-03-15
(обновлено 2012-03-15)

The SMS Auto Reply is an awesome new  SMS auto-responder that allows users to easily define reply messages to incoming SMS.

When enabled, it auto-responds to incoming  SMS notifying the sender you will be available for contact in X time (update every second).

The user can manage all Auto-reply messages saves on the phone (create and save new ones or delete existing ones).

This is helpful for the trading hours, when the user is in the class or driving.

This will be the first release that allows the user to create a black and a white list to the contacts.

This is a simple app exclusively to Android, but has rich and powerful features to manage and reply text messages from anyone.

Block options:
☆ Block reply messages for a list of numbers in the Black List.
☆ Block reply messages for not in White List.
☆ Exception list (numbers that do not block = numbers in the White List )

Quick access
☆ Turn on/off auto reply
☆ Turn on/off timer
☆ Turn on/off [auto reply] message
☆ Turn on/off black and white lists
☆ Intuitive menus gives the user all the information needed only when it's needed.