Популярные бесплатные финансовые приложения в Android Market

Stock Market | Credit Default (v. 2.0)

ATM | Investors' Association опубликовал приложение 2012-08-27
(обновлено 2012-08-27)

Will your country default on debt?


A country's or company's Credit Default Swap (CDS) spread  is the cost (per year) for protection against a default on debt by a particular company or sovereign entity.

With this application, using the proper discounting and some basic probability math, we get the Credit Default Probability for a given country's or company's based on the CDS spread.

But the application does more:

In theory CDS spread should be closely related to Bond Yields Spread. Then, using the Yield on an n-year par Bond Yield on an n-year par Bond issued by the entity being analyzed, and the Bond Yield on an n-year par risk-less Bond, is possible estimate the closely CDS Spread and the Credit Default Probability.

This application was developed by Octávio Viana to Portuguese Investors' Association, based on the followings papers:

Blanco, R., Brennan, S., & Marsh, I., 2003 "An Empirical Analysis of the Dynamic Relationship between Investment Grade Bonds and Credit Default Swaps", Working Paper, Bank of England, May.

Deutsche Bank Research, "Valuation of a CDS contract in the real world case"

Duffie, D., 1996 "Credit Swap Valuation", Working Paper, November 6

Hull, J. & White, 2000 "Credit Default Swaps I: No Counterparty Default Risk", Journal of Derivatives, 8,1, Fall, 29-40.

Hull, J., Predescu, M. & White, 2004 "The Relationship between Credit Default Swaps Spreads, Bond Yields, and Credit Rating announcements", Working Paper, 2004, January

Litterman & Ilben T., 1991, "Corporate Bond Valuation and the Term Strucutre of Credit Spreads", Journal of Portfolio Management, Spring, pp. 52-64

Longstaff, F. A., Mithal, S. & Neis E., 2003 "The Credit Default Swap Market: Is Credit Protection Priced Correctly", Working Paper, Anderson School, UCLA, August.

DISCLAIMER OF WARRANTIES: Neither ATM and Octávio Viana guarantee the accuracy, integrity, completeness, or timeliness of the application or any results generated by it. Likewise, ATM and Octávio Viana hereby disclaim all warranties or conditions, express or implied, related to the app or the results provided by it, including, but not limited, to absence of viruses and damaging, any warranties or representation that the application will be error-free or that access thereto will be uninterrupted, that any errors or defects will be correctable or corrected. The application maybe is not compatible with any particular device, be sure if feet in your device before buy it.

Limitations of Liability: Your use of this app is solely at your own risk. Neither ATM and Octávio Viana shall have any liability (whether direct, indirect, incidental, consequential, special, exemplary or the like, including, but not limited to, investment losses or lost profits) to You or any other party arising in any way from your use of, or inability to use, the application.

No Advisory Relationship: You understand and agree that the ATM or Octávo Viana, including, but not limited to, the results that may be provided by the application, does not constitute “investment advice” of any kind or establish any sort of advisory relationship between You and ATM or Octávio Viana. You further understand and agree that ATM or Octávio Viana does not endorse or recommend any financial products that may be used in conjunction with the application.

Governing Law: This Agreement shall be construed under the laws of Portugal. You agree to the exclusive jurisdictions of the state or federal courts located in Porto, Portugal, for any claims or action arising in any way with respect to the application or this Agreement.

If you download the application you are agreeing to the terms and conditions in this Agreement.

If You do not agree to the terms and conditions contained in this Agreement, don't download the application.

Interest Rate (v. 1.0.3)

pcschoolleo опубликовал приложение 2012-08-25
(обновлено 2012-08-25)

Nongovernmental Interest Rate Calculate using the formula, Interest = Principal X Rate X Time.

keyword:Simple Interest,bank,Interest Calculate,Interest rate,work,Engineering,School,money,loan,Mortgage

Independent Bank Mobile (v. 3.0.3)

Independent Bank опубликовал приложение 2012-08-25
(обновлено 2012-08-25)

Independent Bank Mobile Banking—a better way of banking.

Manage your finances wherever and whenever you want. Independent Bank Mobile Banking allows easy access to your accounts directly from your mobile device.

All you need to do is enter your Independent Bank Online Banking ID and password and log in. If you forget your online ID or password, simply call 1-888-716-9293 ext. 298 for assistance.

Use your mobile device to:
CHECK BALANCES—See current online banking account balances.
PAY BILLS—Submit payments to registered billing accounts in your Independent Bank Bill Pay system.
TRANSFER FUNDS—Transfer funds between your eligible i-bank accounts.
LOCATE—Find the nearest i-Bank branch or ATM using your GPS-enabled device.

To ensure all your accounts and transactions are secure, Independent Bank has implemented the following security measures:
No account numbers are used with this app—we only use aliases that mask your account and biller info.
All transmitted information is sent and received using state-of-the-art encryption methods.
A password is required each and every time you sign in to Independent Bank Mobile Banking.
Only transfers between existing accounts can be made—you cannot add a new account using the app.
Bill payments can only be made to existing billing accounts—you cannot add a new billing account using the app.
Plus, we’ve made sure that our Mobile Banking Guarantee provides you with 100% coverage.**
Data service charges may apply through your wireless carrier.

**We are dedicated to providing you with a safe, secure and dependable Independent Bank Mobile Banking service. You can be assured that the transactions performed using Independent Bank Mobile Banking will be secure and completed correctly, provided that you adhere to the terms and conditions of the End User License Agreement. In the unlikely event that someone establishes unauthorized access to your accounts through Independent Bank Mobile Banking, you are 100% covered ($0 liability) for any funds removed from those accounts (including loss of interest, insufficient funds and overdraft charges). Simply contact us within 60 days of receiving your statement containing the unauthorized activity.

Independent Bank, Member FDIC. ©2011 Independent Bank. All rights reserved.

Paycloud (v. 1.8)

SparkBase опубликовал приложение 2012-08-25
(обновлено 2012-08-25)

Paycloud is a mobile wallet app that lets you manage your reward and gift cards, receive exclusive discounts and free coupons and earn points, punches and cash back at local stores and restaurants.

Use Paycloud to find area stores that offer exclusive discounts to loyal members and join instantly with a single touch.  Connect with the stores and loyalty programs that matter to you without filling out any forms and with no obligation to spend or share your personal information.

Download today to start receiving discounts, store coupons and instant rewards. Then simply hold your Android phone to each store’s countertop Paycloud sensor to redeem the rewards you’ve earned.

Features:

• Replace your plastic gift & loyalty cards
• Keep your gift & loyalty cards in a single mobile wallet
• View area Paycloud-enabled merchants on a map or in a list
• Search for participating merchants by name or location
• Join any loyalty program with a single touch
• Monitor your loyalty program status in real time
• Receive coupons and promotions on your Android phone
• Receive rewards for joining, checking in and making purchases
• Redeem your rewards by tapping your Android phone to the countertop sensor
• Rely on bullet-proof security to protect your personal information
Connect with Paycloud at stores nationwide.

ICE mobile (v. 1.3.1.2943)

IntercontinentalExchange, Inc опубликовал приложение 2012-08-25
(обновлено 2012-08-25)

************************************************************ PLEASE DO NOT DOWNLOAD BEFORE READING ------------------------------------------------------------
ICE mobile is for use ONLY by Commodity Trading Industry Professionals with an Existing WebICE user account. Prior to use, all ICE mobile users must be registered with the ICE as having a valid WebICE user account in order to utilize this application. If you are a Commodity Trading Industry Professional and would like to arrange for a demonstration or to request additional information regarding ICE mobile for your Android device, please visit our website at www.theice.com/mobile or send an email to icemobile@theice.com.
************************************************************
For commodity trading and risk management professionals, the need for immediate and simple access to real-time bids, offers and concluded trades is undeniable. Whether you're a trader taking positions, a broker contacting clients or a risk manager monitoring a portfolio, market participants require a complete range of trading, delivery and customizable solutions. The Intercontinental Exchange ("ICE") is one of the world's leading exchanges and also one of the most innovative solution providers for commodity trading and risk management professionals. We are the creators of ICE mobile, the first Android application designed specifically for providing Professional Commodity Traders, Risk Managers, FCMs and Brokers with access to the full suite of ICE Futures and ICE OTC contracts. FEATURES: - Quick and simple setup of custom trading screens for easy viewing. - Immediate access to real-time bids, offers and implied orders across multiple markets and exchanges.  - Trade futures and OTC contracts. - Powerful risk management, security, and credit controls with real time alerts. - Real time trader summary reports of open orders, completed trades, and profit and loss. - Feed trades directly into mid and back office systems for a complete straight through processing end to end solution. - Configurable user security, transaction authorization rules and segregation of duties. With ICE mobile, you can easily tap and trade ICE Futures and ICE OTC Contracts for: - ICE Futures U.S.  - ICE Futures Europe  - ICE Futures Canada  - and ICE OTC. All images are copyright the ICE 2011.

Rivermark (v. 1.1)

Rivermark Community Credit Union опубликовал приложение 2012-08-25
(обновлено 2012-08-25)

Update (2/3/2012): The issue that resulted in users seeing only a white screen has been corrected. If you continue to have this issue, please restart the app. Thank you for your patience.

Rivermark Mobile is like having a credit union branch in your pocket! With Rivermark Community Credit Union's Android app, you can:

- Check balances
- View recent transactions
- Transfer funds
- Pay bills

To activate Rivermark Mobile, you'll need to be an existing Rivermark Online Banking user. Once you opt in to "Mobile Access" from within Online Banking, you'll have access to Mobile Banking from your Android Device.

For your security, the system will confirm your login information and your device to ensure it's really you. Once you are logged in, you can view your information and make transactions safely and securely.

Calculo cuotas de créditos (v. 1.0)

Carlos Roberto Rojas опубликовал приложение 2012-08-23
(обновлено 2012-08-23)

Esta aplicación permite calcular de forma fácil el valor a cancelar en las cuotas de pago de una obligación financiera (crédito). Simplemente introduciendo el valor del crédito, la tasa de interés y el periodo de tiempo ella le indicará el valor periódico a cancelar.

Bank of Melbourne Banking App (v. 2.03)

St.George Bank опубликовал приложение 2012-08-23
(обновлено 2012-08-23)

The Bank of Melbourne Android App lets you access our most popular Internet Banking services from your Android device. So you can now do your banking wherever you are, whenever you want.

You can also find your nearest Branch or ATM when you're out and about with the free Bank of Melbourne Branch & ATM locator.(1)
You simply enter a suburb or postcode and the app provides a list of the closest Bank of Melbourne Branches, and St.George, BankSA and Westpac ATMs (there are no extra fees for using Westpac ATMs).

Features
- Launches customised Bank of Melbourne Mobile Banking on your Android device. (2)
- Access to Bank of Melbourne Mobile Banking Lite to check your account balances and past 30 days' transaction history.(2)
- No Internet connection required to locate your nearest Bank of Melbourne Branch and St.George, BankSA and Westpac ATMs.(3)
- Bank of Melbourne contact information (including the Lost or Stolen Card Line), branch hours and general information, is available at the touch of a button.
- Foreign exchange rate calculator.(4)
- Savings account product selector.
- Car Finder helps you find a car dealer with Bank of Melbourne approved finance based on your location and type of vehicle you are looking for.
- No Internet connection required to locate your nearest Bank of Melbourne Branch or ATMs.

For a more complete description visit www.bankofmelbourne.com.au.

Things you should know:

1 - Internet connection is required if you choose to check online and download Branch and ATM location updates. Normal data charges apply.

2 - Internet connection is required to use Bank of Melbourne Mobile Banking. Normal data charges apply.

3 - Once the app has been downloaded to your phone, no Internet connection is required unless you check online and download Branch and ATM location updates. Normal data charges apply.

4 - Information is current at time of download and subject to change. Internet connection is required to update downloaded details. Normal data charges apply.

We collect information on how you utilise the Bank of Melbourne Banking Application to perform statistical analysis of aggregate user behaviour.
We do not collect information about you unless you provide information to us.


BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518

SMS Billing (v. 1.5)

Fatura SMS опубликовал приложение 2012-08-21
(обновлено 2012-08-21)

This application is very useful to control spending on your credit card. For users who receive an SMS alert when a purchase on your card, check your bill can become more practical and easier.

The SMS Billing handles all SMS messages sent from your bank or credit card company and generates a report of your billing with all the transactions of the period. The user need only provide the sender, the closing day of your billing (it's not due date), and optionally the last 4 digits of your card to display in the report header.

Currently the application is able to handle four message formats:

--> Banco do Brasil:
Message: BB Informa: compra no(a) ESTABELECIMENTO , cartao de credito final XXXX, valor RS XX,XX, em dd/mm/yy, as hh:mmh.

--> Credcard Mastercard
Message: Compra aprovada no seu EXTRA ITAUCARD MC final XXXX - ESTABELECIMENTO valor RS XX,XX em dd/mm as HHhmm.

--> Santander:
Message: {TOKEN}Santander Informa: Transacao Cartao VISA final XXXX de R$ XX,XX aprovada em dd/mm/yy as hh:mm ESTABELECIMENTO

--> TAM ITAUCARD MC
Message: Compra aprovada no seu TAM ITAUCARD MC final XXXX - ESTABELECIMENTO valor R$ XX,XX em dd/mm, as HHhmm.

Any change in message formats may make it impossible that the message is processed.

************** COMING SOON ****************
Soon, SMS Billing will process SMS messages from all banks and card administrators!

한국경제TV WOW마켓 (v. 1.2)

futurewiz опубликовал приложение 2012-08-20
(обновлено 2012-08-20)

하루에도 몇 만개씩 쏟아지는 스마트폰 어플 홍수 속에서 꼭 필요한 어플만을 추천ㆍ관리해주는 한국경제TV WOW마켓이 출시되었습니다.
실시간 방송과 증권정보를 한 눈에 확인할 수 있는 한국경제TV 증권포털 어플은 물론 올 여름 휴가를 위해 꼭 필요한 식욕억제와 모기퇴치 어플, 내 몸을 사랑하는 금연과 숙취해소 어플 등 생활정보형 어플까지!
한국경제TV WOW마켓이 당신의 생활을 스마트하게 만들어 드립니다.