Legal & General America MobileQuote enables you to quote premiums for Legal & General America's term life and universal life insurance policies, offered through its subsidiaries, Banner Life Insurance Company and William Penn Life Insurance Company of New York. With just a few pieces of information (age, smoking history, desired amount of insurance, etc.) supplied with a few taps on your phone,you can see just how affordable life insurance can be over the next 10, 15, 20, 30 years or even a lifetime.