The “Investment Allocator” presents you with 5 simple questions designed to determine your attitude towards investment risk. Based on your answers to the 5 questions, you will receive a specific recommendation for how much you should have invested in stocks vs fixed income investments. You will also be provided with the typical age group that corresponds to your investment allocation.
“Stocks” include stocks, ETFs, REITs, and mutual funds.
“Fixed income investments” include bonds, Treasury bills, Treasury notes, TIPS, cash, money market funds, and CDs.
Answer the 5 questions every 6 months, or any time you experience a major life event such as marriage, divorce, birth of a child, death of a family member, or job change.
